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Umbrella Policies for Comprehensive Coverage in New York
Serving Delaware, Greene, Nassau, Onondaga, Orange, Putnam, Queens, Saratoga, and Westchester Counties
Why Choose Us for Your Umbrella Policy Needs?
- Expertise in Local Markets: Our deep understanding of the insurance landscape in Delaware, Greene, Nassau, and other counties enables us to offer solutions that are in sync with local regulations and market conditions.
- Customized Coverage: We offer umbrella policies that extend the coverage limits of your existing insurance policies, providing additional protection for your assets and peace of mind.
What is an Umbrella Policy?
An umbrella policy is additional liability insurance that goes beyond the limits of the insured's homeowners, auto, or watercraft insurance. It provides an extra layer of security to those who are at risk of being sued for damages to other people's property or injuries caused to others in an accident.
Benefits of an Umbrella Policy
Offers additional coverage when the limits of your other policies are exhausted.
Provides coverage for claims that may be excluded by other liability policies.
Peace of Mind
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Frequently Asked Questions about Umbrella Policies in New York
1. What is an Umbrella Policy?
An umbrella policy provides additional liability coverage above the limits of your homeowner’s, auto, and other primary insurance policies.
2. Who needs an Umbrella Policy in New York?
Anyone who wishes to protect themselves from the possibility of financial loss due to lawsuits should consider an umbrella policy..
3. How much additional coverage can I get with an Umbrella Policy?
Umbrella policies typically offer additional coverage in increments of $1 million.
4. Is an Umbrella Policy expensive?
Compared to the amount of coverage provided, umbrella policies are generally cost-effective.
5. Does an Umbrella Policy cover business-related incidents?
Umbrella policies usually cover personal liability. Business-related incidents might require a separate commercial umbrella policy.
6. What counties do you serve in New York?
While we extend our insurance services to individuals and businesses across the entire state of New York, we have a specialized focus on the following counties:
- Delaware County, New York
- Greene County, New York
- Nassau County, New York
- Onondaga County, New York
- Orange County, New York
- Putnam County, New York
- Queens, New York
- Saratoga County, New York
- Westchester County, New York
Our in-depth expertise in these key regions allows us to offer insurance solutions that are finely tuned to the local market conditions and regulations. However, no matter where you’re located in New York, we’re committed to providing you with exceptional service and coverage tailored to your needs.
7. Do you offer any additional insurance solutions?
At Lentini & Associates Insurance Brokerage, our expertise extends beyond workers’ compensation insurance. We offer a diverse range of insurance solutions to meet the varied needs of our clients.
Small Business and Small Business Auto Insurance
Safeguard your business assets, employees, and operations with our comprehensive small business insurance solutions. Additionally, protect your business vehicles with our specialized small business auto insurance.
Commercial and Commercial Auto Insurance
For larger enterprises, we offer robust commercial insurance packages designed to cover all aspects of your business. Our commercial auto insurance solutions are perfect for businesses that rely heavily on transportation, whether you operate a single vehicle or a fleet.
For more information feel free to contact us directly. We’re here to provide you with the insurance solutions that best fit your needs.